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I have NEVER received ANYTHING from this collection agency (Midpoint Resolutions Group) in the mail. I have repreatedly asked for a dunning letter and proof that the debt is free credit report credit score Los Angeles mine and they have refused. The account number does not show up on any of my credit reports for the last 20 free credit report credit score Los Angeles years.

I have repeatedly explained that this is not my debt and to send me proof but the collection agency refuses to comply. All that I have been able to get out of them is free credit report credit score Los Angeles that the bill is from First USA.

I am afraid that my identity free credit report credit score Los Angeles has been conpromised and these people refuse to help. I don't know if it's First USA being crooked or if some stole my identity. identity theft credit report

Either way, I am not getting any help from First USA or Midpoint Resolution Group.

I have a VERY good credit score and these people are going to ruin it with a fraudulent debt. Cyndi free credit report credit score Los Angeles of Garden Grove, CA i got a levy from my bank stating that first usa took out three thousand seven dollars and sity seven cents out of our checking account because they said that i owed them over six thousand dollars the thing is i never opened account with them i never even heard of them before so now my house payment is insuficient and my car payment and my free credit report credit score Los Angeles phone bill and that is a total of two thosand and three hundred dollars plus i am not working i stay at home because i have free credit report credit score Los Angeles a special needs daughter my husband is the only one working so actually the money that was in our account is his my name is also on the checking account if free credit report credit score Los Angeles someone is going to contact me please call me after 2pm thanks Justine of Rogers, MN I free credit report credit score Los Angeles call on 04/18/08 (payment due date 04/30/08) and spoke to customer service rep at free credit report credit score Los Angeles First USA Credit Card customer service department, in regards to my Annual Percentage Rate (APR), which was now 20.24%. free credit report credit card The rep told me that because I use the check that was mail to me it is consider a CASH ADVANCE and that their rates on cash advance is 20.24%. I inform her that it was impossible for me to make a payment of $560.00 and ask if I could have a lower interest rate. She informs me that she was not able to do so at this time, but to call back the following month. I had credit score of 770, automatic bill pay setup on the account and was never late on my payments.

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I have NEVER received ANYTHING from this collection agency (Midpoint Resolutions Group) in the mail. I have repreatedly asked for a dunning letter and proof that the debt is free credit report credit score Los Angeles mine and they have refused. The account number does not show up on any of my credit reports for the last 20 free credit report credit score Los Angeles years.

I have repeatedly explained that this is not my debt and to send me proof but the collection agency refuses to comply. All that I have been able to get out of them is free credit report credit score Los Angeles that the bill is from First USA.

I am afraid that my identity free credit report credit score Los Angeles has been conpromised and these people refuse to help. I don't know if it's First USA being crooked or if some stole my identity.

Either way, I am not getting any help from First USA or Midpoint Resolution Group.

I have a VERY good credit score and these people are going to ruin it with a fraudulent debt. Cyndi free credit report credit score Los Angeles of Garden Grove, CA i got a levy from my bank stating that first usa took out three thousand seven dollars and sity seven cents out of our checking account because they said that i owed them over six thousand dollars the thing is i never opened account with them i never even heard of them before so now my house payment is insuficient and my car payment and my free credit report credit score Los Angeles phone bill and that is a total of two thosand and three hundred dollars plus i am not working i stay at home because i have free credit report credit score Los Angeles a special needs daughter my husband is the only one working so actually the money that was in our account is his my name is also on the checking account if free credit report credit score Los Angeles someone is going to contact me please call me after 2pm thanks Justine of Rogers, MN I free credit report credit score Los Angeles call on 04/18/08 (payment due date 04/30/08) and spoke to customer service rep at free credit report credit score Los Angeles First USA Credit Card customer service department, in regards to my Annual Percentage Rate (APR), which was now 20.24%. The rep told me that because I use the check that was mail to me it is consider a CASH ADVANCE and that their rates on cash advance is 20.24%. I inform her that it was impossible for me to make a payment of $560.00 and ask if I could have a lower interest rate. She informs me that she was not able to do so at this time, but to call back the following month. I had credit score of 770, automatic bill pay setup on the account and was never late on my payments.