To check credit history Raleigh-Durham

There are plenty of good reasons why you should check your credit rating - knowing what's in your credit report and what sort of credit rating you have can not only help you better manage your finances, but it can help you get the credit you want. Here we explain ten reasons why you should check your credit rating. 1. When you check your credit rating you get a snapshot of all your outstanding credit - you can see all your credit accounts - your mobile phone, shopping catalogues and gas & electricity bills, as well as credit cards, loans and mortgages. You can see how much you owe in one convenient place, to check credit history Raleigh-Durham giving you the big picture on your finances - and it's much easier than having to check all your different bills and statements. all 3 credit report 2. Checking your credit rating can help you to apply for the right credit deals for you. If you know your credit rating and have seen the information lenders use to decide whether to lend to you or not, to check credit history Raleigh-Durham you can make sure you apply for the credit card, loan or to check credit history Raleigh-Durham mortgage that's right to check credit history Raleigh-Durham for your credit profile.  Find out more about getting the right credit card for your credit rating. free annual credit report government If you don't have a perfect credit history, being familiar with the contents of your credit report can help you to improve to check credit history Raleigh-Durham your credit rating, by alerting you to problem areas and highlighting any difficulties you are having managing your credit. 4. Your credit report has a handy list of all your lenders to check credit history Raleigh-Durham and their contact details, which is convenient if you need to get in touch, for example if you're moving house or your circumstances change in any other way. 5. There's also a record of all the addresses you've lived at in the last six years on your credit report, which can be really handy if you're filling in a job application form or if you want to to check credit history Raleigh-Durham open a new credit account. credit history report 6. Your credit report lists every application for credit you've made in the last year, so you to check credit history Raleigh-Durham can make sure you don't reapply to a lender who you have approached already. 7. You can make sure that lenders haven't misinterpreted a request for information as a full application for credit.